What's Happening in Real Estate

Refinancing a home can be very beneficial but may not always be the best thing to do. If you answer yes to anyone of these questions then refinancing your home may be a good thing.

1.    Can you lower your interest rate? 

If you can reduce your interest rate by at least 1 percentage lower than your current interest rate, you could save hundreds or even thousands of dollars on mortgage interest.

2.    Has your credit score improved? 

If you have made your long term debt payments on time including mortgage, auto, credit cards, etc. and lowered your debt-to-income ratio chances are your credit score has improved. A higher credit score may help lower your interest rate compared to what you have now.

3.    Can you shorten your loan term? 

Most people get a 30-year fixed-rate mortgage, but after a few years you may find refinancing to a 15-year fixed-rate mortgage will keep your monthly payments around the same thus paying it off faster with less interest.

4.    Do you have an adjustable-rate mortgage? 

Most adjustable-rate mortgages tend to fluctuate or cap out at a much higher rate that the current interest rate. Refinancing to a fixed rate mortgage may save you thousands in interest and lower your monthly payment all at the same time.

5.    Could you use some money to pay off debt, make improvements to your home or send your kids to college? 

As home values continue to rise, many homeowners now have enough equity to do a cash-out refinance or get a Home Equity Line of Credit (HELOC).

If you would like more information about refinancing, buying or selling, call #MikeCusimano with #PremiereTeamRealEstate at 512-689-9955.


Posted by Mike Cusimano on August 23rd, 2019 1:33 PM

For Sale
13526 Lamplight Village Ave 
Austin, TX 78727
See Photo Tour

 3
 2
 1
 2 full
 1997
 2173 Sq Ft
 0.153



Property Description

Beautiful 3 bed/2 bath home right in the middle of Scofield. Spacious open floor plan w/center island kitchen, bonus room, beautiful hardwood floors, high ceilings, crown molding, and recessed lighting. Large master suite features large walk in closet, garden tub, and separate walk in shower. Solar panels recently installed! Huge savings on electric bill. Brand new granite counter tops, stove top, and under-mount sink. Fridge conveys. Easy access to I-35 and MoPac. Very close to the Domain.

Detailed Property Information

  • Home Style: 1 Story
  • Total Rooms: 3
  • County: Travis
  • Annual Taxes: 7303
  • School District: Pflugerville ISD
  • Elementary: Northwest
  • Jr High: Westview
  • High School: John B Connally
  • Appliances Description: Built-In Oven(s),Cook Top Electric,Dishwasher,Disposal,Microwave Oven,Self Cleaning Oven,Water Heater Electric
  • Cooling Description: Central Air
  • Exterior: All Sides Masonry,Brick Veneer
  • Fence: Yes
  • Fireplaces: 1
  • Floor Description: Carpet,Tile - Hard,Wood
  • Heating Desc: Central Heat,Natural Gas
  • HOA Dues: 35
  • Lot Description: Curbs
  • Parking: Attached,Door Opener,Door-Multi,Entry-Front
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential
  • Appliance: Cook Top Electric, Dishwasher, Disposal, Self Cleaning Oven, Microwave Oven, Built-In Oven(s), Water Heater Electric
  • Exterior: Brick Veneer, All Sides Masonry
  • Heating: Central Heat, Natural Gas
  • Parking: Attached, Entry-Front, Door Opener, Door-Multi
  • Lot: Curbs
  • Cooling: Central Air
  • Roofing: Composition Shingle
  • Flooring: Carpet, Wood, Tile - Hard

 Mike Cusimano
Posted by Mike Cusimano on January 17th, 2018 12:34 PM

For Rent
2505 Tara Drive Killeen, TX 76549
See Photo Tour

 3
 1
 1
 2 full
 2014
 1
 1948 Sq Ft



Property Description

This gorgeous 3 bedroom 2 bath home with over 1900 square feet includes a spacious kitchen with a smooth top electric range, Wilson Art counter tops, built-in microwave, faux blinds, bronze fixtures, refrigerator, plenty of cabinet and counter top space. Enjoy a large living and dining room with wood-burning fireplace, bull nosed corners, two-tone paint, spacious laundry room and much more! Large backyard has wood privacy fence and covered patio. Minutes from elementary school and new Walmart. Another great home for lease in Killeen, Texas.

Detailed Property Information

  • Home Style: 1 Story
  • Total Rooms: 3
  • County: Bell
  • School District: Killeen ISD
  • Elementary: Haynes
  • Jr High: Patterson
  • High School: Ellison
  • Appliances Description: Built-In Microwave, Dishwasher, Disposal, Electric Range, Refrigerator, Vent Hood
  • Cooling Description: Central Air
  • Exterior: 3 Sides Masonry, Brick Veneer
  • Fence: Yes
  • Fireplaces: 1
  • Floor Description: Carpet, Vinyl, Wood
  • Heating Desc: Central Heat
  • Neighborhood: Goodnight Ranch
  • Parking: Outside, Off-Street
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential

 Mike Cusimano
Posted in:Listings and tagged: For RentKilleen Texas
Posted by Mike Cusimano on January 11th, 2018 4:15 PM

For Sale
4233 Trinity Woods St Leander, TX 78641
See Photo Tour

 3
 2
 2
 2 full
 5132158
 2014
 2341 Sq Ft
 0.180

Property Description

Still smells brand new*Well maintained 100% brick/stone home*High ceilings thru out*Crown molding*Mostly hardwood floors*Ceramic tile showers*Exercise room could be media/office/bedroom*S.S. appliances*Hugh island kitchen w/ breakfast bar overlooks family room*5 burner gas cooktop*Builtin microwave*Faux blinds*Lg master suite w/ his/her walkin closets*Separate garden tub & shower*Art niches*Wood front door*Cv Patio*Spray foam insulation*Close to Williamson Co park, Leander schools & neighborhood amenities

Detailed Property Information

  • Home Style: 1 Story
  • Total Rooms: 3
  • County: Williamson
  • Annual Taxes: 8183
  • School District: Leander ISD
  • Elementary: Parkside
  • Jr High: Stiles
  • High School: Rouse
  • Appliances Description: Built-In Oven(s),Cook Top Gas,Dishwasher,Disposal,Microwave Oven,Self Cleaning Oven,Stainless Steel,Water Heater Gas
  • Cooling Description: Central Air
  • Exterior: All Sides Masonry,Brick Veneer,Stone Veneer
  • Fence: Yes
  • Floor Description: Carpet,Tile - Hard,Wood
  • Heating Desc: Central Heat,Natural Gas
  • HOA Dues: 75
  • Lot Description: Curbs,Level,Wooded
  • Parking: Attached,Door Opener,Door-Single
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential
  • Appliance: Cook Top Gas, Dishwasher, Disposal, Self Cleaning Oven, Microwave Oven, Water Heater Gas, Built-In Oven(s), Stainless Steel
  • Exterior: Brick Veneer, All Sides Masonry, Stone Veneer
  • Heating: Central Heat, Natural Gas
  • Parking: Attached, Door-Single, Door Opener
  • Lot: Curbs, Wooded, Level
  • Cooling: Central Air
  • Roofing: Composition Shingle
  • Flooring: Carpet, Wood, Tile - Hard

 Mike Cusimano
Posted by Mike Cusimano on January 8th, 2018 2:34 PM

For Sale
711 Settlement Street 
Cedar Park, TX 78613
See Photo Tour

 3
 2
 1
 2 full
 2000
 1
 1910 Sq Ft



Property Description

Adorable & spacious 3 bed/2 bath, one story home in desired Quest Village in Cedar Park. Open kitchen w/ceramic tile, beautiful hardwood flooring throughout main living and formal dining areas. Kitchen features breakfast bar, walk-in pantry, granite counter tops & brand new stainless steel appliances. Large master suite features beautiful master bath w/his and her vanities, garden tub & separate shower, & huge walk-in closet. Formal dining off kitchen looks out to covered porch, and private backyard features a covered patio & large deck that's great for entertaining. Located near top-rated Leander ISD schools, and minutes from restaurants & retail. Another great home for sale in Quest Village, Cedar Park, Texas.

Detailed Property Information

  • Home Style: 1 Story
  • Total Rooms: 3
  • County: Williamson
  • Annual Taxes: 5903
  • School District: Leander ISD
  • Elementary: Charlotte Cox
  • Jr High: Artie L Henry
  • High School: Vista Ridge
  • Appliances Description: Convection Oven, Cook Top Gas, Dishwasher, Disposal, Exhaust Fan Vented, Microwave Oven, Range-Free Standing, Stainless Steel
  • Cooling Description: Central Air
  • Exterior: 3 Sides Masonry
  • Fence: Yes
  • Floor Description: Carpet, Tile-Hard, Wood
  • Heating Desc: Natural Gas
  • HOA Dues: 12
  • Neighborhood: Quest Village
  • Parking: Outside, Off-Street
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential

 Mike Cusimano

Posted by Mike Cusimano on January 4th, 2018 3:01 PM

For Rent
1717 Lloydminister Way 
Cedar Park, TX 78613
See Photo Tour

 4
 1
 2
 2 full , 1 half
 2000
 2
 2460 Sq Ft
 0.146



Property Description

Ready for Move-in*Recent Updates: fresh interior two-tone paint, new tile & carpet*Open floor plan*Faux blinds throughout*Spacious family room*Open kitchen w/built-in microwave & Gas stove*Huge master bedroom suite w/sitting area, sep. garden tub/walk-in shower*Walk-in closet*Large secondary bedrooms*Cv. patio, huge backyard*Fantastic location*Close to elem. school*Neighborhood park w/playground*Close to shopping, restaurants, & more.

Detailed Property Information

  • Home Style: 2 Story
  • Total Rooms: 4
  • County: Williamson
  • School District: Leander ISD
  • Elementary: CC Mason
  • Jr High: Running Brushy
  • High School: Leander
  • Appliances Description: Dishwasher, Disposal, Microwave Oven, Range-Free Standing
  • Cooling Description: Central Air
  • Exterior: 3 Sides Masonry, Brick Veneer, HardiPlank
  • Fence: Yes
  • Floor Description: Carpet, Tile-Hard, Vinyl Sheet
  • Heating Desc: Central Heating, Natural Gas
  • Lot Description: Curbs,Level,Public Maintained Road,Wooded
  • Parking: Outside, Off-Street
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential
  • Appliance: Dishwasher, Disposal, Microwave Oven, Range-Free Standing
  • Exterior: Brick Veneer, 3 Side Masonry, HardiPlank Type
  • Heating: Central Heat, Natural Gas
  • Parking: Attached, Door-Single, Entry-Front, Door Opener
  • Lot: Curbs, Wooded, Level, Public Maintained Road
  • Cooling: Central Air
  • Roofing: Composition Shingle
  • Flooring: Carpet, Sheet Vinyl, Tile - Hard

 Mike Cusimano
Posted by Mike Cusimano on December 18th, 2017 12:27 PM

For Rent
10616 Mellow Meadows Dr #14B 
Austin, TX 78750
See Photo Tour

 2
 1
 1
 2 full
 1990
 1
 952 Sq Ft



Property Description

Roomy 2 bed/2 bath condo unit. Bathrooms were recently remodeled. Spacious living/dining area with fireplace.  Nice view of creek and jogging trail. Located in NW Austin, very close to 183 and 620, Walmart, and HEB. Three minutes walking distance to Metro Bus stop, also minutes away from top rated Westwood High School. All appliances are included.

Detailed Property Information

  • Home Style: Condo
  • Total Rooms: 2
  • County: Travis
  • School District: Round Rock ISD
  • Elementary: Anderson Mill
  • Jr High: Noel Grisham
  • High School: Westwood
  • Appliances Description: Dishwasher, Disposal, Range Free-Standing, Microwave Oven, Water Heater, Washer, Dryer, Refrigerator
  • Cooling Description: Central Air
  • Fence: No
  • Fireplaces: 1
  • Floor Description: Carpet, Laminate
  • Heating Desc: Central Heat
  • Neighborhood: Park West Condo
  • Parking: Outside, Off-Street
  • Pool: No
  • Property Type: Residential
  • Zoning: Residential

 Mike Cusimano
Posted by Mike Cusimano on December 12th, 2017 10:11 AM

For Sale
125 Sundance Trl Liberty Hill, TX 78642
See Photo Tour

 4
 2
 2
 2 full , 1 half
 1999
 1
 2696 Sq Ft
 6.512



Property Description

Turn Key Horse Property, in popular equestrian community. 6.5 acres that are fenced and cross fenced with run-in stall barns, one with a tack room! Also a storage building is wired for electricity. New SS Appliances! Fresh Exterior Trim Paint! Make ready finishes on cabinets, walls and tile. 4 bedroom 2 1/2 bath, High ceilings, Tons of closets and storage, Many large windows make this home light and bright, Covered back porch with plenty of room for entertaining, Mature landscaping with fruit trees.

Detailed Property Information

  • Home Style: 1 Story
  • Acres: 6.51
  • County: Williamson
  • Annual Taxes: 9279
  • School District: Liberty Hill ISD
  • Elementary: Bill Burden
  • Jr High: Liberty Hill Middle
  • High School: Liberty Hill
  • Appliances Description: Built-In Oven(s),Cook Top Electric,Dishwasher,Disposal,Microwave Oven,Self Cleaning Oven,Stainless Steel,Water Heater Electric,Water Softener Owned
  • Cooling Description: Central Air
  • Exterior: All Sides Masonry
  • Fence: Yes
  • Fireplaces: 1
  • Floor Description: Carpet, Tile - Hard
  • Heating Desc: Central Heat,Electric
  • HOA Dues: 50
  • Lot Description: Drought Tolerant Landscaping, Interior, Level, Private Road
  • Neighborhood: Sundance Ranch
  • Parking: Attached ,Door Opener, Door-Single, Entry-Side
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential
  • Appliance: Cook Top Electric, Dishwasher, Disposal, Self Cleaning Oven, Microwave Oven, Water Softener Owned, Built-In Oven(s), Water Heater Electric, Stainless Steel
  • Exterior: All Sides Masonry
  • Heating: Electric, Central Heat
  • Parking: Attached, Door-Single, Door Opener, Entry-Side
  • Lot: Interior, Level, Drought Tolerant Landscaping, Private Road
  • Cooling: Central Air
  • Roofing: Composition Shingle
  • Flooring: Carpet, Tile - Hard

 Mike Cusimano
Posted in:Listings and tagged: texasFor SaleLiberty Hill
Posted by Mike Cusimano on November 21st, 2017 9:30 AM

For Rent
321 Williams Street Elgin, TX 78621
See Photo Tour

 4
 1
 1
 2 full
 1941
 1
 1756 Sq Ft

Property Description

Charming 4 bed/2 bath home in Elgin. Spacious plan features open kitchen w/breakfast bar, tiled counter tops, and lots of cabinets. Master suite includes 2 walk in closets, and second bedroom has patio access. Large backyard features huge covered patio and mature shade trees. 


Detailed Property Information

  • Home Style: 1 Story
  • Total Rooms: 4
  • County: Bastrop
  • School District: Elgin ISD
  • Elementary: Elgin
  • Jr High: Elgin
  • High School: Elgin
  • Appliances Description: Dishwasher, Gas Range-Free Standing
  • Cooling Description: Central Air
  • Exterior: 3 Sides Masonry
  • Fence: Yes
  • Floor Description: Carpet, Laminate, Tile-Hard
  • Heating Desc: Central Heat
  • Lot Description: Level
  • Neighborhood: Elgin City
  • Parking: Outside, Off-Street
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential

 Mike Cusimano
Posted in:Listings and tagged: For RentElginTX
Posted by Mike Cusimano on November 9th, 2017 2:48 PM

For Rent
14414 Tiffer Ln Austin, TX 78728
See Photo Tour

 2
 1
 1
 2 full
 1984
 1
 1028 Sq Ft
 0.106



Property Description

Cozy 2 Bed, 2 Bath home, with new carpet, new vinyl plank tile, fresh paint, new blinds, and new faucet. Features include wood-burning fireplace, kitchen w/breakfast bar that opens to dining and living areas, ceiling fans, garden tub, and walk-in closet. Located within walking distance to elementary school, and close to park and pool. Refrigerator included. Washer and Dryer available for $50/mo.

Detailed Property Information

  • Home Style: 1 Story
  • County: Travis
  • School District: Round Rock ISD
  • Elementary: Wells Branch
  • Jr High: Deerpark
  • High School: McNeil
  • Appliances Description: Dishwasher,Disposal,Range-Free Standing, Refrigerator
  • Cooling Description: Central Air
  • Exterior: Frame/Brick
  • Fence: Yes
  • Fireplaces: 1
  • Floor Description: Carpet, Tile - Vinyl, Vinyl Plank
  • Heating Desc: Central Heat, Natural Gas
  • Lot Description: Curbs, Level, Wooded
  • Neighborhood: Wells Branch
  • Parking: Attached, Door Opener, Door-Single, Garage
  • Pool: No
  • Property Type: Residential
  • Roof: Composition Shingle
  • Zoning: Residential
  • Appliance: Dishwasher, Disposal, Range-Free Standing
  • Exterior: Frame/Brick
  • Heating: Central Heat, Natural Gas
  • Parking: Attached, Garage, Door-Single, Door Opener
  • Lot: Curbs, Wooded, Level
  • Cooling: Central Air
  • Roofing: Composition Shingle
  • Flooring: Carpet, Tile - Vinyl, Vinyl Plank

 Mike Cusimano
Posted by Mike Cusimano on October 30th, 2017 11:09 AM

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